| Account Type | Balance Requirements Monthly Service Charge | Account Benefits & Terms |
|---|---|---|
| Non-Interest Bearing | Minimum deposit of $200.00 required to open | All accounts include a monthly statement with imaged, cancelled checks, except for Savings Account and SOCK Man Savers Club |
Rise Money Market |
|
This limited-activity account has interest rate tiers that is designed to ‘rise’ as account balances grow. It’s a great place to ‘park’ savings and transfer into business or personal accounts as needed. It is not eligible for financial institutions or public entities seeking deposit collateralization. |
4-3-2 Account |
|
A popular account providing unlimited check writing while being a safe and convenient vehicle to accumulate and disburse monies and to maintain records of financial transactions. Your monthly service charge is based on your lowest balance during the account cycle. There is NO FEE if your balance doesn’t drop below $500.00. |
Chek Pak |
|
This account features free checks, unlimited checking, no issue charge for money orders or Cashier’s Checks, free notary service, postage-paid bank by mail- all for one flat fee per month. |
Budget Account |
|
An economical checking account designed for the customer that uses ten debits or less per month. |
Commercial
Account |
|
An account for businesses only. To reduce the cost of your service charge, we take into account the amount of your lowest balance during the month. Based on the Earnings Credit Formula, a credit is applied to your monthly service charge. |
Classic 50 Account |
|
For customers over 50, this account provides unlimited checking, no minimum monthly balance required, free checks, and free notary service, no issue charge for money orders or cashier’s checks. |
Classic 50 Plus Account |
|
Includes all the features of the Classic 50 Account, and you earn interest when you maintain a minimum balance of $500. |
Now Account |
|
This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account. |
Savings Account |
|
A generous interest rate is compounded quarterly. To earn interest, you must maintain a $200 minimum balance. Three withdrawals or transfers are allowed each quarter without charge. Statements are mailed quarterly. |
SOCK Man Savers Club |
|
This account is provided to teach children under 17 years of age the importance of saving. A small deposit is required and interest is earned quarterly. Three withdrawals are allowed each quarter and a gift is awarded each quarter if the child has added to the account. It is an excellent tool for children to learn financial responsibility. Statements are mailed quarterly. |
Super Now Account |
|
This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account. |
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