Account Type Balance Requirements Monthly Service Charge Account Benefits & Terms
Non-Interest Bearing Minimum deposit of $200.00 required to open All accounts include a monthly statement with imaged, cancelled checks, except for Savings Account and SOCK Man Savers Club

4-3-2 Account

  • $500 & Above - No Fee
  • $400 to $500.00 - $2.00/Month
  • $300 to $400.00 - $4.00/Month
  • $200 to $300.00 - $5.00/Month
  • $0 to $200.00 - $6.00/Month
A popular account providing unlimited check writing while being a safe and convenient vehicle to accumulate and disburse monies and to maintain records of financial transactions. Your monthly service charge is based on your lowest balance during the account cycle. There is NO FEE if your balance doesn’t drop below $500.00.

Chek Pak

  • No Minimum Balance Required
  • Service Charge - $6.95/Month
This account features free checks, unlimited checking, no issue charge for money orders or Cashier’s Checks, free notary service, postage-paid bank by mail- all for one flat fee per month.

Budget Account
($.25 Per Check)

  • No Minimum Balance Required
  • $.25 per check or ach
An economical checking account designed for the customer that uses ten debits or less per month.

Commercial Account
(Business Only)

  • No Minimum Balance Required
  • Monthly Service Charge - $5.00 (plus $.05 per debit transaction)
  • Earnings Credit Formula - ($.05 x Lowest Daily Balance / $100)
An account for businesses only. To reduce the cost of your service charge, we take into account the amount of your lowest balance during the month. Based on the Earnings Credit Formula, a credit is applied to your monthly service charge.

Classic 50 Account
(For Those 50+)

  • No Minimum Balance Required
  • No Monthly Service Charge
For customers over 50, this account provides unlimited checking, no minimum monthly balance required, free checks, and free notary service, no issue charge for money orders or cashier’s checks.

Classic 50 Plus Account

  • $500 & Above - No Service Charge
  • Below $500 - $10.00/Month
Includes all the features of the Classic 50 Account, and you earn interest when you maintain a minimum balance of $500.

Now Account

  • $500 & Above - No Service Charge
  • Below $500 - $10.00/Month
This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account.

Savings Account
(Passbook)

  • $25 minimum to open
  • No Monthly Service Charge
  • Withdrawals - Limit 3/Quarter
  • More Than 3 - $1.00 Each
A generous interest rate is compounded quarterly. To earn interest, you must maintain a $200 minimum balance. Three withdrawals or transfers are allowed each quarter without charge. Statements are mailed quarterly.

SOCK Man Savers Club
Savings Of
Commercial Kids

  • Only $5.00 deposit is required to open, and NO minimum balance is required to earn interest.
  • No monthly service charge
  • Withdrawals - Limit 3/Quarter
  • More Than 3 - $1.00 Each
This account is provided to teach children under 17 years of age the importance of saving. A small deposit is required and interest is earned quarterly. Three withdrawals are allowed each quarter and a gift is awarded each quarter if the child has added to the account. It is an excellent tool for children to learn financial responsibility. Statements are mailed quarterly.

Super Now Account

  • $1000 & Above - No Service Charge
  • Below $1000 - $10.00/Month
  • Above 6 Withdrawals - $1.00 Each
This account provides full-service privileges with flexible interest, simplifying checking and savings into one convenient account.

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